[August 2023]
1 minute speech
Title : How to Choose Investments in Your 20s #shorts #investing #portfolio
Link : https://youtu.be/qp8zboW4e1U?si=xsadSyqmNuzQ_64l
1. Summary
Stocks offer growth potential despite risks and occasional losses. A dollar invested in 1926 would have grown to over $9000 by 2019, despite market crashes. In your 20s, risk tolerance is highest due to time for recovery. An investor in this age range might maintain a portfolio with 90% stocks and 10% safer assets. Seek diversification through index funds or diverse individual stocks to avoid overexposure. Avoid concentrating investments to mitigate risks.
2. Script
Stocks can be risky; they can and do lose value sometimes. But with that risk comes the potential for growth. Just one dollar invested in large stocks in 1926 would have been worth more than nine thousand dollars by the end of 2019, even with some market crashes along the way. Your 20s are the decade where your tolerance for risk is typically the highest because you have the most time to recover from a market downturn. So an investor in this age range might look to build and maintain a portfolio where 90% of assets are in stocks and 10% are in something safer like bonds. Just make sure you're still seeking diversification. For example, index funds are a type of investment that allow you to spread your money across hundreds of stocks or bonds. If you want to pick individual stocks, make sure you're looking at different sectors, company sizes, and countries. In other words, don't put all your eggs in one basket.